:root{
  --navy:#0e3d52;
  --teal:#12667f;
  --accent:#3fa7c4;
  --ink:#17272f;
  --muted:#5b6b73;
  --bg:#ffffff;
  --soft:#f3f8fa;
  --line:#e3edf1;
  --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
body{
  font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
a{color:var(--teal)}
a:hover{color:var(--navy)}
.wrap{width:min(820px,92%);margin-inline:auto}
header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;width:min(1120px,92%);margin-inline:auto}
.nav img{height:48px;width:auto;display:block}
.nav a.back{font-weight:500;color:var(--teal);font-size:.92rem}
main{padding:56px 0 80px}
h1{font-size:clamp(1.7rem,4vw,2.4rem);font-weight:800;color:var(--navy);letter-spacing:-.02em;margin-bottom:6px}
.updated{color:var(--muted);font-size:.88rem;margin-bottom:38px}
h2{font-size:1.28rem;font-weight:700;color:var(--navy);margin:34px 0 12px}
h3{font-size:1.05rem;font-weight:700;color:var(--teal);margin:22px 0 8px}
p{margin-bottom:14px;color:var(--ink)}
ul,ol{margin:0 0 14px 1.3rem}
li{margin-bottom:8px}
.callout{
  background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);
  padding:18px 20px;margin:20px 0;font-size:.94rem;color:var(--muted);
}
.callout strong{color:var(--ink)}
table{width:100%;border-collapse:collapse;margin:16px 0;font-size:.92rem}
table th,table td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line)}
table th{color:var(--navy)}
footer{background:#092833;color:#9fbcc7;padding:36px 0;text-align:center;margin-top:40px}
footer img{height:30px;margin-bottom:12px;opacity:.95}
footer p{font-size:.84rem}
footer a{color:var(--accent)}
.legal-links{display:flex;gap:18px;justify-content:center;flex-wrap:wrap;margin-top:10px;font-size:.82rem}